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28-Feb-2020 11:52 by 7 Comments

Free no credit card cam site

If you’re planning on using the card for a large single purchase, to get the higher cash back rate in bulk, then if it’s in a foreign currency you’re only netting a total of 2.50%. There is a lot of confusion lately about the true flexibility of Rogers’ cash back program, but we’re confident that cardholders’ monthly Platinum Mastercard bills are still covered by the admittedly broad label, “Rogers monthly bills” in the card’s fine print.If you’d like to be certain we suggest checking with Rogers by calling and talking with a customer service representative or manager.

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The other card that offers relief from foreign transaction fees is the Home Trust Preferred Visa Card, though for some reason Home Trust buries this awesome feature in their Terms and Conditions rather than explicitly advertising it, leaving it relatively unknown among Canadian consumers/travelers Aside from being the only 0% foreign transaction fee option, this credit card also gives Canadians 1% cash back on all purchases, without any limits on how much cash back you can earn or where you can earn it, as well as travel perks like roadside assistance, auto insurance, and liability insurance. dollars, and you’ll have to convert your Canadian dollars to U. Hopefully more Canadian credit card issuers that don’t have a large share of their spend in foreign purchases, or an established foreign exchange business, will step up to the plate and waive their foreign transaction fees.Rogers Mastercard’s foreign transaction subsidy is structured differently than the Home Trust Preferred Visa Card’s fee waiver, but still offers significant value. Perhaps some of the more niche issuers like President’s Choice, Walmart, or Canadian Tire can shake things up a little bit the way Rogers and Home Trust have.Rogers offers 4% cash back on purchases in a foreign currency, but charges 2.5% in foreign transaction fees – the net cash back rate is thus 4% cash back – 2.5% fx fee = 1.5% in net cash back. But as of right now though, Rogers and Home Trust are the only games in town, and they’re offering Canadians a SUPERLATIVE opportunity. Interesting I have been sleuthing as we were Marriott Visa holders.Does below mean that if I don’t use the card for a year, even if I have

You can learn more by reading either our Rogers Platinum Mastercard review or our Home Trust Preferred Card review.

So what’s the big deal about a credit card that subsidizes foreign transaction fees?

Well, the savings can be huge for some Canadian customers, especially: Think about it.

Or you can just apply directly for the Rogers card here or the Home Trust card here.

As far as shopping rewards, we think you’d appreciate the Amex Cobalt card, which is very flexible for those with a big entertainment budget.

Many Canadians are in for a nasty surprise after a trip abroad.

balance, I’ll be charged for keeping the card?? Many cards add this provision into the fine print, so it’s not all that uncommon.Account Maintenance: for an inactive Credit Card Account with a credit balance that has not changed for 360 consecutive days, a fee of the lesser of .00 or the full credit balance will be charged on that date. For Home Trust, the maximum of you’ll pay is worth the money the card can save when you take it abroad, but it’s easily countered simply by using it once to buy a pack of gum or something similarly insignificant.The Rogers Platinum Mastercard and the Home Trust Preferred Visa each combat these fees in their own way–the Rogers by awarding cash back in an amount greater than the 2.50% fee (4.00% cash back, then 1.75% domestically), and the Home Trust by simply negating them.

You can learn more by reading either our Rogers Platinum Mastercard review or our Home Trust Preferred Card review.

So what’s the big deal about a credit card that subsidizes foreign transaction fees?

Well, the savings can be huge for some Canadian customers, especially: Think about it.

Or you can just apply directly for the Rogers card here or the Home Trust card here.

As far as shopping rewards, we think you’d appreciate the Amex Cobalt card, which is very flexible for those with a big entertainment budget.

Many Canadians are in for a nasty surprise after a trip abroad.

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